1. Commitment to Canadian Privacy Standards (PIPEDA)
I Need Money Today (ineedmoneytoday.ca) complies strictly with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation across Canada.
2. Information We Collect
When you apply for a loan between $300 and $3,000, we collect your legal name, residential address, email address, telephone number, employment or income details, and read-only 90-day banking transaction summaries via Instant Bank Verification (IBV) solely for underwriting and identity verification.
3. 256-Bit Encryption & Data Security
All data transmitted between your browser and ineedmoneytoday.ca is secured using 256-bit TLS/SSL encryption. Read-only IBV sessions are tokenized so your online banking password is never visible to or stored by our staff or lending partners.
4. Sharing With Licensed Lending Partners
As a Canadian loan broker, we share your application profile exclusively with vetted lending partners in our network to generate your instant loan approval and facilitate your 60-minute Interac e-Transfer deposit.
5. Access, Correction & Privacy Inquiries
You may request access to, correction of, or deletion of your personal data at any time by contacting our Privacy Officer at info@ineedmoneytoday.ca or calling (888) 632-2713.
